Cctv newsAccording to the website of the Ministry of Civil Affairs, recently, in the name of "aged care service" and "healthy old-age care", some old-age care service institutions and enterprises used "high interest and high return" as bait to carry out illegal fund-raising activities to absorb the funds of the elderly, causing serious property losses and mental injuries to the elderly, and there are major potential risks.
I. Forms of illegal fund-raising in the field of aged care services
1. Illegal fund-raising in the name of pension service institutions. Some enterprises don’t have an entity for the aged care service, and they don’t actually accept the elderly and provide care and nursing services. However, by temporarily renting the venue of the aged care service institution to carry out activities and claiming to sign a cooperation agreement with the aged care service institution, they "touch porcelain" the aged care service institution to trick the elderly into illegally absorbing funds in the form of card rebate, welfare subsidy and discount.
2. Illegal fund-raising in the name of providing "aged care services". Some institutions have obviously exceeded the bed supply capacity and promised services, or exceeded their own sustainable profit level and promised to repay the principal and interest. In the name of handling "VIP cards", "membership cards", "prepaid cards" and prepaying "pension service fees", they illegally absorbed funds by charging high membership fees and security deposits to the elderly.
3. Illegal fund-raising in the name of investing in "pension projects". In the name of investing, joining, taking shares in health care and pension bases, selling fictitious pension apartments, renting pension beds for a long time, and "time bank" mutual pension projects, illegally absorbing funds under the guise of promising high returns, returning to sales, after-sales leaseback, and agreed repurchase.
4. Illegal fund-raising in the name of selling "products for the aged". In the name of "healthy old-age care", they actually don’t have the real content of selling goods, or promote the sale of so-called "health care" related products to the elderly in the name of medical treatment, and illegally absorb funds by means of commodity repurchase, consignment, consumption rebate, free physical examination, gift giving, conference marketing, health lectures, expert free clinic, etc., with the promise of consumption rebate or other investment returns as bait.
5. Illegal fund-raising in the name of enjoying "living and supporting the elderly". In the name of inviting the elderly to travel at low prices or even free of charge, or inspecting the so-called "living for the elderly" project, illegally absorbing funds by means of stored value rebates, investment dividends, and integral pension.
Second, the risk warning
1. High interest cannot be cashed. The promised high interest funds mainly come from the fees paid by the elderly, which belongs to robbing Peter to pay Paul. Some institutions or enterprises do not have the income matching their promised returns, so it is difficult to maintain the capital operation continuously. Once the capital chain breaks, high interest cannot be paid.
2. The security of funds cannot be guaranteed. Most of the illegally absorbed funds are in personal or third-party related accounts, which are concealed and difficult to be effectively supervised. There is a risk of transferring funds and running away with money, and it is difficult to recover the principal.
3. The demand for aged care services cannot be met. Some institutions and enterprises do not have the ability to provide services, and cheat the trust of the elderly through false or misleading commercial propaganda, but they often fail to fulfill their promises and achieve the expected results, and the demand for old-age services for the elderly cannot be met.
In accordance with the Regulations on the Prevention and Disposal of Illegal Fund Raising and other relevant regulations, illegal fund raisers and illegal fund raisers will be seriously investigated for legal responsibility, and participation in illegal fund raising will be at their own risk. The essence of old-age care service institutions is to provide old-age care services. For the commitment with the nature of investment rebate, the elderly should bear in mind that high returns are accompanied by high risks, recognize the huge risks hidden behind high inducements, consciously stay away from illegal fund-raising and prevent legitimate rights and interests from being infringed. If you find clues about suspected crimes, you can report them to the relevant departments immediately.
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