In order to improve the user experience and cope with the increasing payment demand, since the second half of this year, a number of banks have issued announcements one after another, announcing the adjustment of the fast payment transaction limit of third-party payment platforms.
Bank of Communications
On November 7, Bank of Communications announced that it would raise the fast payment limit of Bank of Communications debit card in Alipay consumption scene to RMB 200,000, with a daily cumulative of RMB 200,000 and a monthly cumulative of RMB 6 million from November 18, 2024. Other scenes such as Alipay transfer, wealth management, repayment, etc. continue to maintain the current limit standard, that is, RMB 50,000 yuan for a single payment, RMB 100,000 yuan for a daily cumulative payment, and RMB 600,000 yuan for a monthly cumulative payment. The specific limit is subject to the user’s page prompts when actually paying in Alipay App.
China Merchants Bank
On September 30, China Merchants Bank issued a document saying that it decided to increase the fast payment transaction limit of China Merchants Bank debit card in Alipay consumption scene to 200,000 yuan per day and 200,000 yuan per transaction from October 10, 2024. The transaction limits for scenarios such as wealth management and transfer will continue to be maintained at the current 50,000 yuan per day and 50,000 yuan per transaction. Please refer to the actual payment display on Alipay side for the specific amount.
Postal Savings Bank of China
On July 18th, China Postal Savings Bank issued the Notice on Adjusting the Fast Payment Transaction Limit of Tenpay Debit Card of China Postal Savings Bank, and decided that from 0: 00 on July 18th, 2024, the fast payment transaction limit of Tenpay Debit Card will be adjusted to: a single payment of 40,000 yuan, a single day of 80,000 yuan and a monthly cumulative payment of 600,000 yuan; Among them, the fast payment transaction limit of debit card in the financial scenario is adjusted to: 300,000 yuan for single payment, 300,000 yuan for daily accumulation and 600,000 yuan for monthly accumulation.
Original title: "Many banks announced! Limit increase "
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